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POPayment Gateway ACH Integration, Getting error "INVALID MERCH OR PASSWD" in PHP on TESTMODE
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I'm integrating ACH using "Payments Gateway (Forte) <a href="http://www.forte.net/Developers" rel="nofollow">http://www.forte.net/Developers</a> ". I have download API from here "<a href="http://www.phpclasses.org/browse/file/42423.html" rel="nofollow">http://www.phpclasses.org/browse/file/42423.html</a>" . I'm getting following error response "INVALID MERCH OR PASSWD". Not sure what exactly going wrong. I have put merchant Id correct it is same which is provided by PaymentGateways sandbox account following is demo terminal link. <a href="https://sandbox.paymentsgateway.net/vt3/login.aspx" rel="nofollow">https://sandbox.paymentsgateway.net/vt3/login.aspx</a> However I'm not sure which password to be used, So I'm using default provided for demo terminal login. Any help will really appreciated. Here is my Code : <pre><code><?php **// FILE NAME : test_pg_webservice.php** require_once('pg_webservice.php'); $client = new ClientRecord; $client->FirstName = "Mahendra"; $client->LastName = "Kshirsagar"; $client->CompanyName = "Test company"; $client->Address1 = "123 avenue street"; $client->City = 'Miami'; $client->State = "FL"; $client->PostalCode = "12434"; $client->PhoneNumber = '789-987-7899'; $client->EmailAddress = 'mahendra008@gmail.com'; $client->ShiptoFirstName = ''; $client->ShiptoLastName = ''; $client->ShiptoCompanyName = ""; $client->ShiptoAddress1 = ""; $client->ShiptoPhoneNumber = ""; $client->ConsumerID = uniqid(); //$client->Status = '1'; $ticket = new Authentication; $webServ = new PG_WebService; $webServ->insertNewClient($client); $client_id = $webServ->insertNewClient($client); //echo "Client id: ".$client_id; //echo "\n\n\n\n\n\nError array: "; //print_r($webServ->getError()); //echo "\n\n\n\n\n\n"; $paymentMethod = new PaymentMethod; $paymentMethod->AcctHolderName = "Mahendra Kshirsagar"; $paymentMethod->ClientID = $client_id;//$client_id; $paymentMethod->EcAccountNumber = '12345678'; $paymentMethod->EcAccountTRN = '021000021'; $paymentMethod->EcAccountType = EcAccountType::SAVE; $paymentMethod->Note = 'New payment method using bank data'; $paymentMethod->IsDefault = TRUE; $paymentMethod_id = $webServ->insertNewPaymentMethod($paymentMethod); //echo "Payment method id: ".$paymentMethod_id; //echo "\n\n\n\n\n\nError array: "; //print_r($webServ->getError()); $agiTrxObj = new AGI_Transaction; $agiTrxObj->pg_client_id = $client_id; $agiTrxObj->pg_payment_method_id = $paymentMethod_id; $agiTrxObj->pg_transaction_type = EFT_TRXType::SALE; $agiTrxObj->pg_total_amount = 0.1; $agiTrxObj->ecom_billto_postal_name_first = 'Avinash'; $agiTrxObj->ecom_billto_postal_name_last = 'Kshirsagar'; $resp = $webServ->agiDoTransaction($agiTrxObj); //echo "Response: ".$resp; echo "<pre>"; print_r($webServ->getError()); print_r($webServ->getAgiTrxResponseArr()); echo "</pre>"; </code></pre> Following is a class file: <pre><code><?php **// FILE NAME: pg_webservice.php** require_once('nusoap/lib/nusoap.php'); class PG_WebService { const CLIENTS_URL_LIVE = 'https://ws.paymentsgateway.net/Service/v1/Client.wsdl'; const CLIENTS_URL_TEST = 'https://sandbox.paymentsgateway.net/WS/Client.wsdl'; const MERCHANTS_URL_LIVE = 'https://ws.paymentsgateway.net/Service/v1/Merchant.wsdl'; const MERCHANTS_URL_TEST = 'https://sandbox.paymentsgateway.net/WS/Merchant.wsdl'; const TRANSACTIONS_URL_LIVE = 'https://ws.paymentsgateway.net/Service/v1/Transaction.wsdl'; const TRANSACTIONS_URL_TEST = 'https://sandbox.paymentsgateway.net/WS/Transaction.wsdl'; const AGI_DO_TRX_URL_LIVE = 'https://ws.paymentsgateway.net/pg/paymentsgateway.asmx?wsdl'; const AGI_DO_TRX_URL_TEST = 'https://ws.paymentsgateway.net/pgtest/paymentsgateway.asmx?wsdl'; private $clientEndPointURL = ''; private $merchantEndPointURL = ''; private $trxEndPointURL = ''; private $agiDoTrxURL = ''; private $agiTrxResponseArr = array(); private $allErrors = array(); private $errorArray = array('error'=>FALSE, 'msg'=>''); private $ticket; public function __construct(){ $this->ticket = new Authentication; $this->init(); } private function init(){ $mode = Const_AuthParam::ENV_MODE; switch($mode){ case 'test': $this->isTestMode = TRUE; $this->clientEndPointURL = self::CLIENTS_URL_TEST; $this->merchantEndPointURL = self::MERCHANTS_URL_TEST; $this->trxEndPointURL = self::TRANSACTIONS_URL_TEST; $this->agiDoTrxURL = self::AGI_DO_TRX_URL_TEST; break; case 'live': $this->isTestMode = FALSE; $this->clientEndPointURL = self::CLIENTS_URL_LIVE; $this->merchantEndPointURL = self::MERCHANTS_URL_LIVE; $this->trxEndPointURL = self::TRANSACTIONS_URL_LIVE; $this->agiDoTrxURL = self::AGI_DO_TRX_URL_LIVE; break; default: break; } } /** * @param client An instance of 'ClientRecord' class. * * @return client_id Return the id of created client. If client_id is -1 then an error has happen. */ public function insertNewClient(ClientRecord $client){ $createClientParams = array('ticket'=>NULL, 'client'=>NULL); $createClientParams['ticket'] = $this->ticket; $createClientParams['client'] = $client; $nuSoapClient = $this->getNuSoapClientInstance($this->clientEndPointURL); $err = $nuSoapClient->getError(); if ($err) { // Show error $this->setError(TRUE, 'Constructor error: ' . $err); $client_ID = -1; } else { $nuSoapClient->call("createClient", $createClientParams); if($nuSoapClient->fault){ $client_ID = -1; $faultString = $nuSoapClient->faultstring; if(is_array($faultString)) $faultString = end($faultString); $this->setError(TRUE, $faultString); } else{ $client_ID = $nuSoapClient->responseData; if(!is_numeric($client_ID)){ $client_ID = $this->parseXML($client_ID); } } } return $client_ID; } public function insertNewPaymentMethod(PaymentMethod $paymentMethod){ $paymentMethod_ID = -1; if(!isset($paymentMethod->ClientID)){ $this->setError(TRUE, 'You must assign a clientID to the new payment method !'); return $paymentMethod_ID; } if(!isset($paymentMethod->AcctHolderName) || trim($paymentMethod->AcctHolderName) == ''){ $this->setError(TRUE, 'Account holder name (AcctHolderName) is required'); return $paymentMethod_ID; } if(!isset($paymentMethod->EcAccountTRN) || trim($paymentMethod->EcAccountTRN) == ''){ $this->setError(TRUE, 'Transaction routing number(EcAccountTRN) is required'); return $paymentMethod_ID; } $createPaymentMethodParams = array('ticket'=>$this->ticket, 'payment'=>$paymentMethod); $nuSoapClient = $this->getNuSoapClientInstance($this->clientEndPointURL); $err = $nuSoapClient->getError(); if($err){ $this->setError(TRUE, 'Constructor error: ' . $err); $paymentMethod_ID = -1; } else { $nuSoapClient->call('createPaymentMethod', $createPaymentMethodParams); if($nuSoapClient->fault){ $faultString = $nuSoapClient->faultstring; if(is_array($faultString)) $faultString = end($faultString); $this->setError(TRUE, $faultString); $paymentMethod_ID = -1; } else{ $paymentMethod_ID = $nuSoapClient->responseData; if(!is_numeric($paymentMethod_ID)){ $paymentMethod_ID = $this->parseXML($paymentMethod_ID); } } } return $paymentMethod_ID; } public function agiDoTransaction(AGI_Transaction $agiTrxParams){ $trxResponse = -1; $nuSoapClient = $this->getNuSoapClientInstance($this->agiDoTrxURL); $err = $nuSoapClient->getError(); if($err){ $this->setError(TRUE, 'Constructor error: ' . $err); $trxResponse = -1; } else { $agiTrxParamsArr = get_object_vars($agiTrxParams); $nuSoapClient->call('ExecuteSocketQuery', $agiTrxParamsArr); if($nuSoapClient->fault){ $this->setError(TRUE, $nuSoapClient->faultstring); $trxResponse = -1; } else{ $trxResponse = $nuSoapClient->responseData; } } $trxResponseArr = array(); if($trxResponse != -1) $this->agiTrxResponseArr = $this->responseStr2Array($trxResponse); if(array_key_exists('pg_response_code', $this->agiTrxResponseArr)){ if($this->agiTrxResponseArr['pg_response_code'] == 'A01'){ $returnMsg = "Transactio completed successfully"; $this->setError(FALSE, $returnMsg); } else{ $this->setError(TRUE, $this->agiTrxResponseArr['pg_response_description']); } } return $this->agiTrxResponseArr; } public function getError(){ return $this->errorArray; } public function getAllErrors(){ return $this->allErrors; } public function getAgiTrxResponseArr(){ return $this->agiTrxResponseArr; } private function getNuSoapClientInstance($url){ $nuSoapClient = new nusoap_client($url, TRUE); //$nuSoapClient->setDebugLevel(9);echo $nuSoapClient->getDebug(); $nuSoapClient->soap_defencoding = 'UTF-8'; $nuSoapClient->decode_utf8 = FALSE; return $nuSoapClient; } private function responseStr2Array($responseStr){ $responseStr = $this->parseXML($responseStr); $tempArr = explode("\n", $responseStr); $responseArr = array(); if(!empty($tempArr)){ foreach($tempArr as $val){ $tempVal = explode("=", $val); if(count($tempVal) == 2) $responseArr[$tempVal[0]] = $tempVal[1]; } } return $responseArr; } private function parseXML($soapXmlStr){ $xmlObj = simplexml_load_string($soapXmlStr); $responseStr = $soapXmlStr; if($xmlObj instanceof SimpleXMLElement){ $xmlObj->registerXPathNamespace('soap', 'http://schemas.xmlsoap.org/soap/envelope/'); $xmlObj->registerXPathNamespace('xsi', 'http://www.w3.org/2001/XMLSchema-instance'); $xmlObj->registerXPathNamespace('xsd', 'http://www.w3.org/2001/XMLSchema'); $result = $xmlObj->xpath("//soap:Envelope/soap:Body"); foreach($result as $child){ foreach($child->children() as $child1) //print_r($child1->children()); foreach($child1 as $res) $responseStr = trim((string)$res); } } return $responseStr; } private function setError($isError, $msgError){ if(is_bool($isError)){ $this->errorArray['error'] = $isError; $this->errorArray['msg'] = $msgError; array_push($this->allErrors, $this->errorArray); } } } class Const_AuthParam { const APILoginID = 'xxx'; const SecureTransactionKey = "xxx"; const MERCHANT_ID = "xxx"; const PASSWORD = 'xxx'; const ENV_MODE = 'test';//'live' } /** * Electronic Funds Transfer (EFT) transaction types. Its used like enum type. */ class EFT_TRXType { const SALE = '20'; //Customer is charged const AUTH_ONLY = '21'; //Authorization only, CAPTURE transaction required const CAPTURE = '22'; //Completes AUTH ONLY transaction const CREDIT = '23'; //Customer is credited const VOID_TRXType = '24'; //Cancels non-settled transactions const FORCE = '25'; //Customer charged (no validation checks) const VERIFY_ONLY = '26'; //Verification only, no customer charge } class EcAccountType { const SAVE = 'SAVINGS'; const CHECK = 'CHECKING'; } /** * The Authentication object contains the ApiLoginID and SecureTransactionKey used to identify and authenticate the requestor. * Both fields may be maintained in the Virtual Terminal’s "Gateway Settings" section. */ class Authentication{ public $APILoginID ; public $UTCTime = ''; public $TSHash = ''; //HMACMD5 (APILoginID + "|" + UTCTime, SecureTransactionKey) public function __construct() { $this->APILoginID = Const_AuthParam::APILoginID; $time = time() + 62135596800; $addedtime = $time . '0000000'; $this->UTCTime = $addedtime; $this->setTsHash(); } /** * The hash generated by the transaction signing fields: APILoginID, UTCTime. */ private function setTsHash(){ $strToHash = $this->APILoginID."|".$this->UTCTime; $this->TSHash = hash_hmac("md5", $strToHash, Const_AuthParam::SecureTransactionKey, FALSE); } } class PaymentMethod{ public $MerchantID; public $ClientID; public $PaymentMethodID; public $AcctHolderName; public $CcCardNumber; public $CcExpirationDate; public $CcCardType; public $CcProcurementCard; public $EcAccountNumber; public $EcAccountTRN; public $EcAccountType; public $Note; public $IsDefault; public function __construct(){ $this->MerchantID = Const_AuthParam::MERCHANT_ID; if(!is_numeric($this->PaymentMethodID)) $this->PaymentMethodID = 0; } } class ClientRecord { public $MerchantID; public $ClientID; public $FirstName; public $LastName; public $CompanyName; public $Address1; public $Address2; public $City; public $State; public $PostalCode; public $PhoneNumber; public $CountryCode; public $EmailAddress; public $FaxNumber; public $ShiptoFirstName; public $ShiptoLastName; public $ShiptoCompanyName; public $ShiptoAddress1; public $ShiptoAddress2; public $ShiptoCity; public $ShiptoState; public $ShiptoPostalCode; public $ShiptoCountryCode; public $ShiptoPhoneNumber ; public $ShiptoFaxNumber ; public $ConsumerID ; public $Status ; public function __construct(){ $this->MerchantID = Const_AuthParam::MERCHANT_ID; if(!is_numeric($this->ClientID)) $this->ClientID = 0; } } class Transaction { public $MerchantID; public $Amount; public $SalesTaxAmount; public $ConvenienceFee ; public $ConvenienceFeePrincipal ; public $DebitCredit; public $EnteredBy; public $IPAddress; public $TransactionID; public $UpdatedDate; //Bill to public $BilltoFirstName; public $BilltoLastName; public $BilltoCompanyName; public $BilltoAddress ; public $BilltoAddress2 ; public $BilltoCity ; public $BilltoState ; public $BilltoPostalCode ; public $BilltoEmailAddress ; public $BilltoPhone ; //Ship to public $ShiptoName ; public $ShiptoCompanyName ; public $ShiptoAddresss ; public $ShiptoAddress2 ; public $ShiptoCity ; public $ShiptoState ; public $ShiptoPostalCode ; public $ShiptoFreightAmount ; //Defined Fields public $ConsumerOrderID ; public $ConsumerID ; public $WalletID ; public $MerchantData1 ; public $MerchantData2 ; public $MerchantData3 ; public $MerchantData4 ; public $MerchantData5 ; public $MerchantData6 ; public $MerchantData7 ; public $MerchantData8 ; public $MerchantData9 ; //eCheck Info public $OriginationDate ; public $AttemptNumber ; public $AcctTRN ; public $AccountType ; public $CheckNo ; public $EntryClassCode ; public $EntryDescription ; public $ItemDescription ; //Credit Card Info public $CardType ; public $CardExpDate ; public $CardHolderName ; function __construct() { $this->MerchantID = Const_AuthParam::MERCHANT_ID; if(!is_numeric($this->TransactionID)) $this->TransactionID = 0; } } class AGI_Transaction{ public $pg_merchant_id; public $pg_password; public $pg_transaction_type ; public $pg_merchant_data_1 ; public $pg_merchant_data_2 ; public $pg_merchant_data_3 ; public $pg_merchant_data_4 ; public $pg_merchant_data_5 ; public $pg_merchant_data_6 ; public $pg_merchant_data_7 ; public $pg_merchant_data_8 ; public $pg_merchant_data_9 ; public $pg_total_amount ; public $pg_sales_tax_amount ; public $pg_consumer_id ; public $ecom_consumerorderid ; public $ecom_walletid ; public $pg_billto_postal_name_company ; public $ecom_billto_postal_name_first ; public $ecom_billto_postal_name_last ; public $ecom_billto_postal_street_line1 ; public $ecom_billto_postal_street_line2 ; public $ecom_billto_postal_city ; public $ecom_billto_postal_stateprov ; public $ecom_billto_postal_postalcode ; public $ecom_billto_postal_countrycode ; public $ecom_billto_telecom_phone_number ; public $ecom_billto_online_email ; public $pg_billto_ssn ; public $pg_billto_dl_number ; public $pg_billto_dl_state ; public $pg_billto_date_of_birth ; public $pg_entered_by ; public $pg_schedule_quantity ; public $pg_schedule_frequency ; public $pg_schedule_recurring_amount ; public $pg_schedule_start_date ; public $pg_customer_ip_address ; public $pg_preauth_no_decline_on_fail ; public $pg_preauth_decline_on_noanswer ; /** * Address Verification System (AVS) is used to verify if the address data (street line, city, state, zip) provided are correct. * 'pg_avs_method' have the format: x1x2x3x4x5 where: * x1 = Credit Card Account/Zipcode Check * x2 = Credit Card Account/Street Number Check * x3 = State/Zipcode Check * x4 = State/Area Code Check * x5 = Anonymous Email Check * Values that can take each 'x' are: * 0 = Do not perform check * 1 = Check only, do not decline fail * 2 = Check and decline on fail */ public $pg_avs_method ; public $ecom_payment_card_type ; public $ecom_payment_card_name ; public $ecom_payment_card_number ; public $ecom_payment_card_expdate_month ; public $ecom_payment_card_expdate_year ; public $ecom_payment_card_verification ; public $pg_procurement_card ; public $pg_customer_acct_code ; public $pg_cc_swipe_data ; public $pg_mail_or_phone_order ; /** * Transit routing number (ABA) for customer’s account */ public $ecom_payment_check_trn ; public $ecom_payment_check_account ; public $ecom_payment_check_account_type ; public $ecom_payment_check_checkno ; public $pg_original_trace_number ; public $pg_original_authorization_code ; public $pg_client_id ; public $pg_payment_method_id ; function __construct() { $this->pg_merchant_id = Const_AuthParam::MERCHANT_ID; $this->pg_password = Const_AuthParam::PASSWORD; } } ?> </code></pre> When I run test_pg_webservice.php I get Following response. <pre><code>Array ( [error] => 1 [msg] => INVALID MERCH OR PASSWD ) Array ( [pg_response_type] => E [pg_response_code] => E10 [pg_response_description] => INVALID MERCH OR PASSWD [pg_trace_number] => 07D5114F-7429-41B2-BD36-01A0152DC644 [pg_merchant_id] => 2000 [pg_transaction_type] => 20 [pg_total_amount] => 0.1 [pg_client_id] => 1008213 [pg_payment_method_id] => 1019484 ) </code></pre> I don't think there is anything wrong with code. I think my just missing something or may be doing something in wrong way.
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Payment Gateway ACH Integration, Getting error "INVALID MERCH OR PASSWD" in PHP on TESTMODE
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